THE ENERGY SAVING LOAN
The solution to finance all projects eligible for the CEE
What is the Energy Savings Loan
It makes it possible to carry out renovation work contributing to energy control.
It's a simple solution for saving energy.
Example of an energy savings loan
If you borrow € 5,000 over 36 months at the fixed Global Effective Annual Rate of 2.95% (fixed borrowing rate of 2.91%)
You will reimburse 36 monthly payments of € 145.21 (excluding optional insurance) for a total amount due of € 5,227.56 (interest: € 227.56)
Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment € 6.42. Total cost of this optional insurance: € 231.12. Effective Annual Rate of this Insurance: 2.99%
Do you want to do a simulation?
The steps to take out an EDF loan
You do work with an EDF partner. You need a financing solution.
The partner presents Finance Studio loans to you and takes care of your file.
As soon as your credit report is accepted by Finance Studio, your work can begin.
Once your work is done, you repay your credit. *
Which facilities are affected?
How to benefit from the Energy Savings Loan?
To qualify for funding, your facility must:
• Comply with the current EDF Housing Works technical reference
• Be carried out by an EDF Partner, a guarantee of quality and energy savings
• Concerning a main or secondary residence, built for more than 2 years, which you own as an individual
A flexible approach:
If these criteria are met, your loan application is more than simplified: it is your EDF partner himself who takes care of managing your loan application, and carries out the necessary procedures in connection with Finance Studio. We take care of everything, without any administrative fees.
Once your loan application has been accepted, you do not start repaying your credit until the work is completed and the site has been accepted and compliant *.
No personal contribution is required.
* in accordance with the law
• Speed of treatment
• No administration fees
• No change of bank
• A very attractive premium
• Up to 100% of the funded project
Energy savings offer
Accessory credit offer to a sale of € 5,000 to € 75,000 for a period of 36 to 120 months, repayable at the fixed annual percentage rate of 2.95%. Conditions in force from 01/28/2020.
Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.