A loan commits you and must be repaid. Check your repayment capacity before you commit.

The co-ownership personal loan

a loan to finance the renovation of the condominiums

Discover the advantages of Co-ownership Loans:

• Attractive rates for all work projects

• No administration fees

• A dedicated team to support you at all stages of your project.

If you borrow € 10,000 over 12 months at the fixed Global Effective Annual Rate of 2.48% (fixed borrowing rate of 2.45%)

You will reimburse 12 monthly installments of € 844.44 (excluding optional insurance) for a total amount due of € 10,133.28 (interest: € 133.28)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy insurance, total temporary incapacity for work (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment 24.16 €. Total cost of this optional insurance: € 289.92. Effective Annual Rate of this Insurance: 5.52%

Do you want to do a simulation?


• A loan taken out by the co-owner

• From € 1,500 to € 75,000 and from 1 to 10 years

• The due date is taken monthly from the co-owner's account

• 2 types of payment of funds possible: on the account of the co-owner or that of the syndicate of co-owners


• No administration fees

• Finance Studio takes care of setting up the file directly with the co-owner

• Fixed rate operation (may give right to a premium by the EDF group if the equipment financed by this loan gives right to EWCs for EDF

• Freedom to subscribe or not to the loan

• No change of bank

• Lack of solidarity between the co-owners in the event of non-payment

• An answer in principle within 48 hours


• Insulation of walls, attics and floors

• Facelift

• Renovation of common areas

• Change of collective boiler

• Elevator

Offer on credit in effect from 06/01/2020 You have a right of withdrawal Offer subject to the study and acceptance of your file by Domofinance.

Do you want to carry out joint ownership work?

You can send us the contact form today. To do this, select from the drop-down menu the housing department in which you are carrying out your work to download the document. Save it on your computer then send it by email to the following address: copro@cocd.fr .

Personal loan offer of € 10,000 to € 24,999 for a period of 12 to 120 months repayable at the fixed annual percentage rate of 2.48%. Conditions in force from 03/11/2020. Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.