Finance Studio co-winner of the collective eco-loan in Ile-de-France
Finance Studio is one of the two banking partners selected by the Call for Expressions of Interest (AMI) of the Ile-de-France Region. This system aims to set up a collective loan at a subsidized rate specifically intended for condominium associations in the Paris region. The AMI, completed in September 2014, had received three applications from banking establishments, two of which were selected in spring 2015. The two co-winners thus signed a partnership agreement with the Ile-de-France region.
If the law on the energy transition recently adopted this summer should change the situation, the financing of ecological works to improve the energy performance of condominiums often remains a difficult undertaking. Thanks to its most competitive interest rate on the loan market, the local system in the Ile-de-France region should make it possible to efficiently speed up the procedures to meet the energy standards of RT2012.
A subsidized group loan in favor of energy renovation
At the end of a global audit carried out to define the energy objectives to be reached, the condominiums will be able to apply for the subsidized collective loan. by contacting one of the partner banks selected by the Ile-de-France region. The latter is also committed to creating a steering committee whose mission will be to ratify the validity of subsidized collective loan files. , in order to facilitate its obtaining by one of the partner banking establishments.
Ecological works eligible for the subsidized collective loan concern energy renovation-type measures: exterior joinery, thermal insulation of facades, low floors and in particular roofs (poorly or poorly insulated attics are responsible for nearly 30% of energy losses in a home). Other possible renovation interventions concern the energy efficiency of domestic equipment: installations of heating and cooling equipment, domestic hot water production equipment or, among others, ventilation.