A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online auto credit simulation

Simulate your Auto loan project with our online simulator: free and immediate proposals.

A car loan simulation in just a few clicks

Whether it's a first vehicle or a change of car, buying a car is an important step. The auto credit simulator on this page allows you to obtain, in a few clicks, the monthly payment or the desired credit term. This budgeting allows you to consider this purchase more calmly.

We offer several auto loan offers at rates that are among the lowest on the market , to help you complete the purchase of your vehicle as soon as possible. No administration fees are to be expected: the prices are known in advance. You can take the time necessary to study your auto loan proposal at the best rate , whether you want to buy an electric, gasoline or diesel vehicle, new or used.

An example to understand

If you borrow € 15,000 over 72 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 72 monthly installments of € 230.13 (excluding optional insurance) for a Total amount due of € 16,569.36 (interest: € 1,569.36)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of 20.64 €. Total cost of this optional insurance: € 1,486.08. Effective Annual Rate of this Insurance: 3.11%

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The steps to take out a Finance Studio loan online

  1. 1

    Simulate your loan online

  2. 2

    Subscribe online and get an immediate answer in principle

  3. 3

    Print the contract today or wait to receive it by mail

  4. 4

    Return the signed contract with the supporting documents

A monthly payment calculator easy to use

Directly from our Finance Studio site, you have access to a virtual calculator to find out the amount of monthly payments of the different auto credit offers. Select the characteristics of your future car purchase . Then choose the amount of monthly payments or the desired duration to obtain, in a few moments, the precise and reliable simulation of your car loan.

The results of the monthly payment calculator are displayed quickly, without requiring registration. The calculation is detailed precisely by indicating the APR fixed and the total amount of interest on the loan. You can then find out about our various auto credit offers for the purchase of a new or used car . To do this, check the box in this direction and click on "subscribe online on the secure site". You receive, in a few minutes, a detailed proposal taking into account your personal situation and an immediate response in principle.

For any request for assistance in using the simulator or for any information request, our customer service is at your disposal. Contact him by phone at the number indicated on this page, you will get a quick and clear answer to your questions.

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/10/2019.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.

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The advantages of the Personal Loan


Attractive pricing


Secure online subscription


Principle immediate response


No administration fees