A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online consumer credit simulation

Do you have a car project or work to do? Discover consumer credit by Finance Studio and simulate your project with our consumer credit simulator.

Consumer credit simulation

Are you planning to do work or buy a car? Simulate your project with the Finance Studio online simulator.

An example to understand

If you borrow € 15,000 over 84 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 84 monthly payments of € 200.44 (excluding optional insurance) for a Total Amount due of € 16,836.96 (interest: € 1,836.96)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 19.02. Total cost of this optional insurance: € 1,597.68. Effective Annual Rate of this Insurance: 2.84%

Do you want to do a simulation?

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The steps to take out a Finance Studio loan online

  1. 1

    Simulate your loan online

  2. 2

    Subscribe online and get an immediate answer in principle

  3. 3

    Print the contract today or wait to receive it by mail

  4. 4

    Return the signed contract with the supporting documents

You can simulate your loan in a few clicks using our calculator

Do you want to carry out work or buy a car but you don't know your borrowing capacity? The simulator helps you better visualize your financing options.
Once the simulator fields have been filled in, you can launch your simulation. You will know the exact amount of your credit including the monthly payments as well as the annual percentage rate of charge ( APR ).
Finally, you can subscribe directly online, on our secure Finance Studio space.
An immediate response in principle will be sent to you by email.
You can simply print your contract or receive it by email before returning it with the supporting documents.

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/10/2019.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.

The advantages of the Personal Loan


Attractive pricing


Secure online subscription


Principle immediate response


No administration fees