A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online work credit simulation

Are you planning to renovate your home? Simulate your work project by modifying the amount and monthly payment fields and duration.

Your online work loan simulation

Getting started on a construction site is an important project: redoing your kitchen, bathroom, extending your house ... It is therefore essential to prepare yourself as well as possible before launching the project. Your work or development project must be budgeted to know the amount you will need. To do this, you need to carry out a credit simulation. The Finance Studio work loan simulation is free and allows you to obtain results in a few clicks. An immediate response in principle is given to you by the Finance Studio teams.

An example to understand

If you borrow € 15,000 over 84 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 84 monthly payments of € 200.44 (excluding optional insurance) for a Total Amount due of € 16,836.96 (interest: € 1,836.96)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 19.02. Total cost of this optional insurance: € 1,597.68. Effective Annual Rate of this Insurance: 2.84%

Do you want to do a simulation?

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The steps to take out a Finance Studio loan online

  1. 1

    Simulate your loan online

  2. 2

    Subscribe online and get an immediate answer in principle

  3. 3

    Print the contract today or wait to receive it by mail

  4. 4

    Return the signed contract with the supporting documents

How to properly use the Finance Studio work loan calculator?

Use the Finance Studio credit simulator to find the loan that best meets your needs.
This tool allows you to prepare your financial project with confidence. The calculator gives you all the information relating to your credit application such as the APR , insurance, total loan amount, monthly payments , total term, loan interest, etc.
In addition, she can inform you about your budgetary capacity.

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/10/2019.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.

The advantages of the Personal Loan


Attractive pricing


Secure online subscription


Principle immediate response


No administration fees