A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online personal loan simulation

Simulate your personal loan project online with the Finance Studio simulator.

Personal loan simulation

Find out your simulation result for a Works or Auto project. You can modify the Amount, monthly payment fields as you wish and duration.

Once the result is satisfactory for you, make your request online on the secure form. You immediately receive a response in principle.

An example to understand

If you borrow € 15,000 over 84 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 84 monthly payments of € 200.44 (excluding optional insurance) for a Total Amount due of € 16,836.96 (interest: € 1,836.96)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 19.02. Total cost of this optional insurance: € 1,597.68. Effective Annual Rate of this Insurance: 2.84%

Do you want to do a simulation?

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The steps to take out a Finance Studio loan online

  1. 1

    Simulate your loan online

  2. 2

    Subscribe online and get an immediate answer in principle

  3. 3

    Print the contract today or wait to receive it by mail

  4. 4

    Return the signed contract with the supporting documents

Discover the Finance Studio personal loan calculator

Do you need to finance a personal project? On this page, you can obtain, in a few clicks, the detailed simulation of a personal loan offer.

A high-tech retrofit, the purchase of a new bedroom or a vacation project? The personal loan allows you to finance all your projects without having to justify them.

With the duration or monthly payment calculator credit, you can anticipate your expenses and needs with just a few clicks. Scroll through the amount of monthly payments desired or the expected time to obtain your result.

It can be obtained in a few moments, without registration and without commitment, directly from your site's calculation tool.

If the proposed offer corresponds to you, you have the possibility of obtaining an immediate answer in principle and to subscribe online your request for a personal loan at a fixed rate.

After studying your file and in case of acceptance, you quickly receive your financing, which you can spend as you wish.

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/10/2019.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.

The advantages of the Personal Loan


Attractive pricing


Secure online subscription


Principle immediate response


No administration fees