A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online financing of your projects

Finance all your projects online: works or vehicles. There is a loan for each project!

Simulate your loan online

To finance your work online , Finance Studio offers you to use its online loan simulation tool. This online loan simulation tool allows you to know in a few clicks the duration of your loan and the amount of monthly payments s , depending on the total amount desired. Then take out your personal loan online and get an immediate response in principle.

An example to understand

If you borrow € 15,000 over 84 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 84 monthly payments of € 200.44 (excluding optional insurance) for a Total Amount due of € 16,836.96 (interest: € 1,836.96)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 19.02. Total cost of this optional insurance: € 1,597.68. Effective Annual Rate of this Insurance: 2.84%

Do you want to do a simulation?

The simulator is currently not functional. Please try again later or contact Finance Studio .

The steps to take out a Finance Studio loan online

  1. 1

    Simulate your loan online

  2. 2

    Subscribe online and get an immediate answer in principle

  3. 3

    Print the contract today or wait to receive it by mail

  4. 4

    Return the signed contract with the supporting documents

Discover our different offers

Are you looking for online financing for your interior or exterior work, to decorate your home, or to buy a vehicle? Discover online the different financing offers that Finance Studio offers: EDF loans, the Energy Savings Loan, the Home Comfort Loan, the Personal Loan , the zero rate eco loan. You can thus benefit from loans at very advantageous rates if you too wish to invest in an energy eco-efficiency approach or quite simply to carry out your projects with complete peace of mind.

Thanks to the Finance Studio consumer credit , you can subscribe to a credit online . You will receive your funds quickly , after receipt of the complete and compliant credit file, at the end of the withdrawal period.

Would you like information on the other financing offers offered by Finance Studio? In addition to this online loan, Finance Studio offers various solutions for your projects: the 8 subsidized work loans s by EDF, the Confort Habitat Loan ... For the latter, you can carry out an online comparison for your loan . This online comparison of our different loans allows you to quickly find the solution that best suits your needs.

Finance Studio is a subsidiary of BNP Paribas and EDF, each leader in their field (banking and energy). Finance Studio therefore benefits from this dual expertise, in addition to its 10 years of experience as a specialist in the financing of renovation works.

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/30/2016.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.

The advantages of the Personal Loan


Attractive pricing


Secure online subscription


Principle immediate response


No administration fees