A loan commits you and must be repaid. Check your repayment capacity before you commit.

Borrower insurance offered by Finance Studio

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The borrower insurance offered by Finance Studio aims to protect you and your family.

Why choose a borrower insurance offered by Finance Studio?

Because life can have unpleasant surprises in store and accidents don't just happen to others, choosing insurance is opting for safety:

  • Insurance D: Death
  • DIM insurance: Death, Disability (total or irreversible loss of autonomy), Illness-accident
  • DIMC insurance: DIM + Unemployment

The advantages of the borrower insurance offered by Finance Studio for you and your family:

  • Protect yourself and your family from the vagaries of life
  • Opt for insurance while keeping monthly payments attractive reimbursements
  • In the event of a claim, the monthly payment is covered at 100% and not carried forward at the end of the credit
  • You are covered as soon as your Finance Studio credit file is accepted

The guarantees of the borrower insurance offered by Finance Studio:

1. Death: D

  • The insurer takes charge of the credit balance on the date of death.

2. Death, Total and Irreversible Loss of Autonomy, Illness-Accident: DIM

  • In the event of Death: the insurer pays Finance Studio the credit balance on the date of death
  • In the event of Permanent and Total Disability: the insurer covers the balance of the credit
  • In the event of Total Temporary Incapacity for Work: the insurer covers the monthly payments remaining from the 91st day of sick leave

3. Death, Total and Irreversible Loss of Autonomy, Illness-Accident and Unemployment: DIMC

  • Same guarantees as for the DIM option above
  • In the event of loss of employment following a dismissal: the insurer covers the monthly payments remaining from the 181st day following the 1st day of compensation by Pôle Emploi.

Details of the warranty conditions and limits available in the Notice
Loan Insurance is a product of Cardif Assurance Vie - SA with capital of 719,167,488 euros - 732 028 154 RCS Paris - Registered office: 1, boulevard Haussmann - 75009 Paris and of Cardif Assurances Risques Divers - SA with capital of 16,875 840 euros - 308 896 547 RCS Paris - Headquarters: 1, boulevard Haussmann - 75009 Paris, companies governed by the Insurance Code

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