A loan commits you and must be repaid. Check your repayment capacity before you commit.

Online credit simulation

Our personal loan simulation tool is available to you free of charge.

Credit simulation

You have a project in mind ? Use our online simulation tool to best choose your financing solution. This free simulator will tell you in real time the amount, the monthly payment and the duration.

By clicking on the Simulate button, you will find the details of your simulation with the APR , the amount of interest or the cost of optional insurance. Then indicate your email and subscribe on our secure space. An answer in principle online will be given to you immediately.

An example to understand


If you borrow € 15,000 over 84 months at the fixed Global Effective Annual Rate of 3.38% (fixed borrowing rate of 3.33%)

You will reimburse 84 monthly payments of € 200.44 (excluding optional insurance) for a Total Amount due of € 16,836.96 (interest: € 1,836.96)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy, total temporary incapacity for work insurance (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 19.02. Total cost of this optional insurance: € 1,597.68. Effective Annual Rate of this Insurance: 2.84%

Do you want to do a simulation?

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The steps to take out a Finance Studio loan online

  1. 1
    arrow

    Simulate your loan online

  2. 2
    computer

    Subscribe online and get an immediate answer in principle

  3. 3
    print

    Print the contract today or wait to receive it by mail

  4. 4
    mail

    Return the signed contract with the supporting documents

Credit simulation

You have a project in mind ? Use our online simulation tool to best choose your financing solution. This free simulator will tell you in real time the amount, the monthly payment and the possible duration of your loan.
By clicking on the Simulate button, you will find the details of your simulation with the APR , the amount of interest or the cost of optional insurance.
Then enter your email and subscribe on our secure online space. An answer in principle online will be given to you immediately.

Auto credit simulation

Buying a new or used car can often require financing from a financial institution. The auto credit simulation tool allows you to check if your project is feasible, depending on your repayment capacities. Fill in all the information requested by the simulator (amount of credit, desired duration, income) and check the feasibility of your project.

Consumer credit simulation

For any type of project, the consumer credit simulation makes it possible to assess the feasibility of your future project. The simulation is free, without obligation, and secure. Following your simulation, you can subscribe to your consumer credit online, on our secure space. An answer in principle online will be given to you immediately.

Simulation ready for work

Build a swimming pool, change the layout of your kitchen, extend your home… The work projects are vast, and can be financed with a work loan. Once your budget has been defined, performing a credit simulation will allow you to know the amount of your monthly repayment. This can be done online with just a few clicks.

Personal loan simulation

The personal loan allows you to finance any type of project. Use our credit simulator, a simple, fast and efficient tool that will allow you to choose the offer best suited to your situation. This calculation will lead to the knowledge of the amount of the monthly payment , the duration of the reimbursement and the APR .

Personal loan offer of € 5,000 to € 39,999 for a period of 36 to 96 months repayable at the fixed annual percentage rate of 3.38%. Conditions in force from 08/30/2016

The advantages of the Personal Loan

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Attractive pricing

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Secure online subscription

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Principle immediate response

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No administration fees

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