Comfort Home loan online

Renovate your home with the Confort Habitat loan

It is a loan reserved for owners to finance all renovation work . It allows you to improve and beautify your home by financing a change of kitchen, bathroom or any other renovation.

How to benefit from the Comfort Home Loan?

To qualify for funding, your facility must:

Be carried out by a Finance Studio Partner.
Concerning a primary or secondary residence that you own.

A simplified approach:

No action necessary for the individual. The Finance Studio Partner takes charge of the loan request.
No personal contribution, the individual repays the loan once the work is finished and compliant *.

* in accordance with the law

PCH example

If you borrow € 6,500 over 60 months at the fixed Global Effective Annual Rate of 3.48% (fixed borrowing rate of 3.42%)

You will reimburse 60 monthly payments of € 118.02 (excluding optional insurance) for a total amount due of € 7,081.20 (interest: € 581.20)

Monthly cost of the optional Death, Total and Irreversible Loss of autonomy insurance, total temporary incapacity for work (taken out with Cardif Life Insurance and Cardif various risk insurance) in addition to the amount of the monthly loan payment of € 9.52. Total cost of this optional insurance: € 571.20. Effective Annual Rate of this Insurance: 3.35%

Do you want to do a simulation?

The steps to take out a Confort Habitat loan

1
You are doing work with an EDF Home Solutions Partner. You need a financing solution.
2
The partner presents Finance Studio loans to you and takes care of your file.
3
As soon as your credit report is accepted by Finance Studio, your work can begin.
4
Once the work is done, you repay your credit. *

Which facilities are affected?

The Confort Habitat loan will concern:

Frame treatment
Insulation
Garage door, gate, shutter
Heat pump
Facelift
Windows
Air conditioner
Kitchen, bathroom
Low temperature gas boiler
Pool, pool equipment
Big work
Veranda
etc ...

Note that some of this work, as soon as it is carried out as part of an energy renovation project, is eligible for the zero-rate eco-loan .

What are the conditions for obtaining this loan? What is the eligibility?

It is reserved for private owners, residents of mainland France (excluding Corsica and DOM-TOM).

The work must be carried out by a Finance Studio partner.

The advantages of taking out a Finance Studio loan

No administration fees
Depreciable loan with fixed monthly payment
Funding up to 100% of your project
Flexible approach: Finance Studio takes care of everything
Optional borrower insurance
Without change of bank
Without deposit or mortgage

* in accordance with the law

PCH offer

Accessory credit offer to a sale of € 5,001 to € 75,000 for a period of 10 to 140 months repayable at the fixed annual percentage rate of 3.48%. Conditions in force from 07/21/2020.

Subject to the study and acceptance of your file by Finance Studio. You have a right of withdrawal.